The JoHo CareMed International Travel Insurance is available to all nationalities. This insurance is suitable for:
- Backpackers and travellers
- International temporary workers and volunteers
- International students and interns
- Au pairs
- Apply online anywhere and at any time;
- Maximum term of coverage: 13 months;
- Not available for India;
- Can also be taken out if you are already abroad;
- No health insurance required in home country;
- Covers medical costs abroad, additional coverage is optional;
- Worldwide coverage, including the USA and Canada (optional);
- No coverage in home country (coverage expires automatically when you return home);
- For people aged 6 till 69;
- No coverage for adrenaline sports.
JoHo CareMed covers emergency medical costs abroad (check the table below for the benefits).
This medical insurance can be extended with additional comprehensive coverage including:
- Travel accidents
- Travel assistance
- Luggage
- Third party liability
There are three types of coverage: Bronze, Silver and Gold. Gold offers unlimited coverage for emergency medical costs abroad and has a lower deductible than Silver and Bronze. You can find the detais in
the policy conditions 
.
The premium depends on the chosen coverage level (Bronze/Silver/Gold), optional comprehensive coverage and your destination (including or excluding the USA and Canada).
Premiums per month:
| World excluding USA and Canada |
Travel Health Insurance |
Travel Health and Comprehensive |
| Bronze |
€ 34,00 |
€ 41,00 |
| Silver |
€ 37,00 |
€ 49,00 |
| Gold |
€ 44,00 |
€ 59,00 |
|
|
|
| World including USA and Canada |
Travel Health Insurance |
Travel Health and Comprehensive |
| Bronze |
€ 39,00 |
€ 45,00 |
| Silver |
€ 48,00 |
€ 55,00 |
| Gold |
€ 53,50 |
€ 62,00 |
- Online enrolment through the JoHo-Caremed website
- Payment by credit card: MasterCard, Visa or American Express
- Fast and convenient online enrolment.
- Policy booklet including conditions and an elaborate coverage overview.
- Print a confirmation and your policy after having enrolled on-line or receive your documents by e-mail or post.
- Telephone number in case of an emergency: check the policy booklet, 24 hours availability, also toll-free and collect calls.
Claim procedures:
Luggage: fill out the claim form, check the policy booklet for instructions, addresses and claim-forms;
Medical expenses: check the policy booklet for claim forms, instructions and addresses.
- The insurance coverage expires as soon as you return to your home country. The home country is defined as the country where the insured has permanent residence and is member of the local health insurance system.
- The insurance can be cancelled free of charge before the actual start of the insurance.
- The insurance can be cancelled at any time during the insurance coverage. The remaining premium will be reimbursed after a waiting period of 60 days (only if there were no claims, check the conditions .
- The insurance can not be extended. You can re-apply for an additional period, but keep in mind that pre-existing conditions are never covered. This means that medical conditions originated in the first insurance period are thus excluded in a subsequent insurance periode.
If you have any further questions about the CareMed or other insurances, do not hesitate to contact JoHo Insurances by e-mail (
insurance@joho.nl), by phone (+31 (0)71 516 1276) or come and visit us in one of our JoHo support centers (addresses on
www.joho.org).
