ExpatPlus is a comprehensive international medical insurance offered by Vanbreda International, a company with 50 years of experience and know-how of customised plan design and management of social protection plans for international groups. Vanbreda International insures various multinationals and large international and intergovernmental organisations, including the IMF, NATO, The World Bank and The European Commission. Vanbreda gives you access to a large international network and has contracted many hospitals worldwide. It offers fast, excellent and reliable (medical) services, 24 hours a day.
Expatplus’ core plan is a medical insurance, comprising three different types of coverage: Globe, Orbit and Universe.
Besides its core plan, Expatplus offers several supplementary insurance options:
- Dental care
- Personal accident
- Loss of income (temporary)
- Permanent disability
- Liability (standard included in core plan)
- Not the cheapest insurance, but worldwide free choice of hospitals, first class coverage possible in public and private health clinics!
- Medical and dental costs as a result of war, acts of war and civil commotion are covered.
- Optional reasonably priced insurance for temporary and/or permanent loss of income.
- Pregnancy costs are covered after a waiting period of 10 months.
1) Temporary incapacity (max 2 years):
- Waiting period: 90 days
- Only when fully incapable to work
- Only when unable to perform your professional occupation
2) Permanent Incapacity (after 2 years of incapacity, until the age of 65 years):
- Degree of permanent disability between 33,33 and 66,67 %: disability allowance will be based on both occupational and functional disability (accident / illness)
- Degree of permanent disability exceeds 66,67 %: allowance will be equal to the amount of the insured allowance (100%)
- The monthly disability allowance is subject to an annual increase of 2 %
- Option to receive the disability allowance and to undergo medical examinations in country of residence (which is often not possible with a Dutch disability insurance)
- Premium increases with age.
Please read the insurance conditions for details.
General information:
- Covers up to 80% of the gross salary, with a minimum of € 1.000 per month and a maximum of € 10.000 per month
- In case of temporary/permanent incapacity, you can undergo your medical examinations in the country of residence. This way, Expatplus enables you to stay there, whereas most other insurances force you to return to The Netherlands for your medical examinations.
- Temporary/Permanent Incapacity Premium Form (Dutch)
Companies with more than 5 insured employees yearly, have the opportunity to enter a contract with special conditions. The benefits may include:
- Premiums
- General conditions
- Medical acceptance conditions
- Supplementary options
Free Quote (Dutch)
Further information about the Expatplus insurance:
The JoHo Company
Att. Insurance Department
Postbus 11208
2301 EE Leiden
Please contact us if you have any further questions, require extra information or if you want to make an appointment:
insurance@joho.nl.
